Buddi
Keep track of your money


Buddi is a personal finance and budgeting program, aimed at those who have little or no financial background. In making this software, I have attempted to make things as simple as possible, while still retaining enough functions to satisfy most home users.

Buddi is released as Open Source Software. You can download it for free, with no disabled features and no time limit. If you find that you like it, and that it has helped you to organize your finances, I would greatly appreciate a small donation via the link at the bottom of the page. I have spent thousands of hours of my own time perfecting Buddi - while I am not doing this for the money, I do need to support myself and my family, and every little bit helps.

Buddi will run on almost any computer which has a Java virtual machine installed. This can include Windows, Macintosh OS X, Linux, and many other operating systems

Last Updated 10 June 2010
Win XP/2003/Vista/7
Mac
Linux

AceMoney Lite
Personal finance manager

AceMoney Lite is a freeware personal finance manager. It has all the features of its big brother except multiple accounts management. As AceMoney, AceMoney Lite helps people organize and manage their personal finances quickly and easily. It supports all the features required for home or even small-business accounting needs:

Track your spending habits and see where the money goes
Generate any report by categories or payors/payees, including pie charts. Now you can see at a glance how much you spent on food last month. Find all your withdrawals and deposits by any parameter.

Create and manage budgets
The program has more than 100 predefined spending categories. Setup budget limits for every category and track the difference between actual and budgeted values.

Track performance of investments
Track 401k, Stock options, Employee Stock Purchase Plans or any other investment activities. You don't need to enter the stock quotes manually: AceMoney will download them from the net!

Do your financial math in multiple currencies
The software supports more than 150 different currencies and automatically downloads their exchange rates from Internet.

Enjoy the convenience of on-line banking
Download and import information from on-line banks in QIF and OFX formats. If you run a small business, export to HTML, Text, or CSV formats to generate statements or perform complex statistical analysis.

Don't miss the next deadline for bills
AceMoney takes control over your bills and shows you when they should be paid.

Double check
Enjoy the security of password protection of every file, scheduled backups and many other features without having any experience in accounting!

Plan debts and mortgage payments
AceMoney provides a loan calculator to plan debt payments and a professional mortgage calculator to estimate future morgage payments if you are planning to purchase real estate.

Do e-business with AceMoney
Are you selling goods on eBay? Are you in a shareware business? Do it with AceMoney! AceMoney automates input of orders coming from PayPal, RegNow, RegSoft, SWReg and Plimus. Read more about this exciting feature here.

Use AceMoney on Windows, Linux and Mac
AceMoney is a native Windows application which requires only 8 megabytes of memory and runs on any 32 or 64 bit version of Windows, from Windows 95 to Windows 7. AceMoney got a Platinum rating in Wine Application Database and works flawlessly out of the box in Linux and Mac OS.

Last Updated 08 May 2010
Win 98/Me/NT/2000/XP/Vista/7
Mac
Linux

IngenMoney Pro V3

An ingenious solution to easily gain 100% control of your personal finance. The logical and lively interface blends-in naturally with the way most of us foresee our day-to-day finance.

Your budget figures are loaded onto a dynamic virtual calendar that rolls as time go by. Bills are handled by an automatic distribution of your income every time revenues are processed.

When due-dates are around the corner, obligations roll-in on your calendar, guidance lights comes on, and the money is there.

You will be aware of the funds available for your daily expenses at any given moments, which in turn prevents you from overspending, resulting in a much smoother and secure month-end.

The impact on your everyday finance will be significant. This is one financial tool you won't regret downloading.

Requirements:
Microsoft .NET Framework 2.0 or later

If you have Microsoft Windows Vista or Window 7 on your computer, the .NET Framework is already installed

Last Updated 06 May 2010
Win XP/Vista/7

TurboCASH
Open source accounting package

TurboCASH 7 is an open source accounting package that is free for everyone to download and distribute under the terms of the General Public Licence (GPL). It is one of the world's first fully-featured open source accounts packages for small business, with over 80 000 users.

Powerful, flexible small business accounting software

TurboCASH is much more than a simple 'home finances' or small business bookkeeping system (compare us to Quickbooks and Sage and see why). Small business accounting software providers typically release a low-end product for £100 that excludes such basic features as stock control.

TurboCASH includes most functions a business will ever need: debtors, creditors, general ledger, full stock control, VAT accounting, invoicing, bank reconciliation, trial balance, balance sheet and income statements, full reporting and analysis, as well as mutli-company and multi-user capabilities.

TurboCASH accounting software is flexible. It can be configured for any country and any small business. We currently have chart of accounts available for free download for the UK and USA. More countries and languages are being added continually. We strive to provide powerful small

Last Updated 08 March 2010
Win 98/Me/2000/XP/Vista/7

GnuCash

GnuCash is personal and small-business financial-accounting software, freely licensed under the GNU GPL and available for GNU/Linux, BSD, Solaris, Mac OS X and Microsoft Windows.

Designed to be easy to use, yet powerful and flexible, GnuCash allows you to track bank accounts, stocks, income and expenses. As quick and intuitive to use as a checkbook register, it is based on professional accounting principles to ensure balanced books and accurate reports.

Feature Highlights:
QIF/OFX/HBCI Import, Transaction Matching
Reports, Graphs
Scheduled Transactions
Financial Calculations
Double-Entry Accounting
Stock/Bond/Mutual Fund Accounts
Small-Business Accounting
Customers, Vendors, Jobs,
Invoices, A/P, A/R

Win XP/Vista/7
Mac OSX
Linux

Grisbi

Grisbi is a personnal accounting application running under GNU/Linux and Windows, released under the GPL licence.

Our aim is to provide you with the most simple and intuitive software for basic use, and still very powerful if you spend a little time on the setup.

Grisbi can manage multiple accounts, currencies and users. It manages third party, expenditure and receipt categories, as well as budgetary lines, financial years, and other informations that makes it quite adapted for associations (except those that require double entry accounting). The exhaustive list of Grisbi's functionalities can be found in the User's guide, paragraph 1.2.

The complete manual under FDL license is avaliable on line (Documentation in the main menu). The version coming with the software is not illustrated, but can be replaced by the illustrated version any time, being availiable for download on this site. The manual will be soon completed with a Guide concerning accounting for associations.

Win 98/2000/XP/Vista/7
Mac OSX
Linux

Budget Ace

Budget Ace is a free personal budgeting program. You can use it to budget your personal finances and track your spendings. The program has graphs and reports to give you a visual representation of your budget.

The program simply allows you to enter your paycheck information for each month. You can create categories and budget spendings for each of those categories. The program allows you to copy categories and paycheck information from the previous month so that you don't have to recreate them every month. The has graphs and charts to give you a visual representation of your budget. The program can even estimate what you should budget for each category based on your previous spendings.

Note: Budget Ace is a free download, but the download will have restrictions. There is no time limit, however, there will be parts of the program that will not function without purchasing the product.

Win 98/2000/XP/Vista/7

Mortgage Loan Calculator Plus

Amortization schedule creator - Create a customizable amortization schedule for your mortgage loan. Supports standard and bankers rounding methods.

Basic Calculator Plus - This built in calculator handles multiplication, addition, subtraction, and division as one might expect. Also, through the use of its multi-function button, can find square roots, power of (finds the result of a number raised to the exponent power), metric to U.S. measures conversion, U.S. to metric, convert Celsius to Fahrenheit, Fahrenheit to Celsius, Kelvin to Fahrenheit/Celsius, and solves common percent problems. Calculation results are displayed in a "visual" window for easy tracking. and much more...

New Version 2.0
Adjustable Interest Rates
Interest only Mortgages
Canadian Mortgages
Accelerated weekly and bi-weekly payment option
360, 365, or actual days per year scheduling options.
Hundreds of conversions including Metric to U.S.

Win 95/98/Me/NT/2000/XP/Vista/7

GFP
Personal Finanace Manager

GFP is a Personal Finance Manager that uses a different approach to help people organize their finances, it’s focus is the real account (bank account, account saving and others), while other software focuses on accounting accounts.

So while in a typical finance manager you create accounts related with some aspects you want to control (expenses, gas expenses, food expenses, income, payment, and even real accounts like bank accounts) and make transactions with these accounts, in GFP these accounts are considered as categories, under the user perspective, and user can create real accounts and make transactions with them, providing a type for each transaction.

Win 98/Me/2000/XP/Vista/7
Mac 10.2+

tdf Budget

tdf Budget is our free personal budgeting software designed to help you organize personal finances. It is a tool to help you save more money or get out of debt.

It is simple to enter all of your outgoing daily, weekly, fortnightly or monthly expenses to automatically calculate annual budgets. Items are categorized so you can identify in which areas you are spending too much money. The budget comparison feature allows you to setup multiple budgets and compare them side by side to work out a strategy of spending that is best suited to attaining your financial goals.

Our personal budgeting software is also very easy to use. You won't need a financial degree in order to learn to use it. Nor will you waste your precious weekends entering wads of financial data. tdf Budget has to be one of the simplest personal budgeting programs available.

Win 95/98/ME/NT/2000/XP/Vista/7

TabKeeper

TabKeeper is a free software utility designed to keep track of "tabs" of money owed. It was originally designed to help ease the confusion of sharing bills with roommates and also keep track of all bills in one place. TabKeeper can easily be used to keep track of business-related invoices.

Features:
Automatically Saves Current File upon exit.
Optionally Logs every tab deletion.
Quickly change color schemes to make program more exciting.
Keep track of infinite tabs with linked list architecture.
Free Updates, feature requests.

Win 98/Me/NT/2000/XP/Vista/7

Budget Tracker

Budget Tracker is an easy to use program that will help you track and understand your monthly expenses. Each month you can enter in a number of specific monthly expenses including Rent/Mortgage, Utilities, Grocery, Entertainment, Phone, Medical, Clothing, and more. Each of these is tracked per month, but also a running average is kept for each expense over time. So you can see just how much you spend on average for specific items.

Budget Tracker is designed to be easy to enter all your expense data. All the averages and monthly totals are on the main screen so you can get a quick view of your personal finances. Other data that is tracked includes an overall monthly average expenditure as well as the highest month and the lowest month. In the end, Budget Tracker’s goal is to help you get a grip on where your money is going allowing you to better manage your finances.

Win 95/98/Me/NT/2000/XP/2003

HomeBank

HomeBank is free software. Use it to manage your personal accounts. It is designed to easy to use. Analyse your finances in detail using powerful filtering tools and graphs.

HomeBank benefits from more than 14 years of user experience and feedback. Its development started in 1995 on Amiga computers..

If you are looking for an easy way to manage your accounts then HomeBank should be the software of choice. Take some time to try it out, you won't regret it.

Win 95/98/Me/NT/2000/XP/Vista/7
Mac OSX
Linux

Credit Card Math 10th Anniversary Edition

Credit Card Math is a free debt management tool that goes behind the scenes and reveals the true hidden costs associated with credit card debt. Credit Card Math will give you the knowledge you need to get yourself out of debt fast, save money and beat credit card issuers at their own game.

Learn why it takes so long to pay off credit cards
Find out how to save thousands in credit card interest penalties
Learn how to develop a Rapid Debt Reduction Plan
Discover common credit card traps and learn how to avoid them
And much, much, more...

Win 95/98/Me/NT/2000/XP/Vista/7

Money Manager Ex
Personal finance software

Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

Money Manager includes all the basic features that 90% of users would want to see in a personal finance application. The design goals are to concentrate on simplicity and user-friendliness - something one can use everyday.

Features:
Manage Multiple Accounts
Checking, Savings, Credit Card or Loan Accounts
Stock/Bonds/Mutual Fund Accounts
General Account Features
Import
Exports
Printing
Reporting

Last Updated 12 March 2010
Win 2000/XP/Vista/7
Mac OSX 10.4 and above
Linux

Home Bookkeeping Lite

You say you don't have the discipline to control your budgeting? With Home Bookkeeping, it's a snap! It's your chance to finally become a savvy spender and protect yourself from the danger of debt. Unlike the usual paper and electronic spreadsheets, Home Bookkeeping is your personal financial secretary and advisor. Graphical diagrams and income and spending planners will help you to stop wasting money and to start saving.

Home Bookkeeping has the following features:
Multi-user support. Many users can use Home Bookkeeping, each logging in using their own username. To ensure privacy and security, a username can be protected with a password. Adding/editing/deletion of users is handled through the User Manager;
Expense record keeping;
Income record keeping;
Made/repaid debts records keeping;
Partial debt repayment;
Interest rate;
Debt repayment monitoring;
Debt reminder feature;
Expense planning;
Income planning;
Accounts;
Up to five different currencies supported;
Currency exchange;
Search;
Filtering and Quick Search;
Export data to fifteen various formats;
Transferring/moving data;
Database synchronization with the PC;
Database synchronization with the PPC;
Backup copies creation;
Database compression;
Database clearing;
Print;
Reports and charts creation;
User interface settings;
Auto startup schedule manager;
Program update via the Internet;
Tips.

Last Updated 14 March 2010

Win 95/98/Me/NT/2000/XP/Vista/7